Medical Bill Advocates

Need help with your unpaid medical bills? As part of our ongoing effort to help members reduce healthcare costs, we offer a medical bill review and negotiation service. WellCard members access trained and experienced patient advocates that help save money on medical bills. This service is not insurance and does not replace insurance, nor does it affect the relationship between WellCard members and their medical providers. You only pay when you save! We call it WellCard. Our members call it empowering.

Wellcard Advantages

Our WellCard members enjoy access to the following advantages when it comes to medical bills:

  • Free medical bill review to help you organize and understand medical expenses including identifying billing savings opportunities.

  • A personal advocate who will negotiate with doctors and providers on your behalf.

  • Special pricing for WellCard savings members. Negotiation fee reduced with WellCard membership.

  • Risk free savings: if you don’t save money, there is no fee for our service.

MARYLAND RESIDENTS
Discounts for hospital services, if any, are not applicable in Maryland.
MASSACHUSETTS RESIDENTS
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.
TEXAS RESIDENTS
Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website: www.tdi.state.texas.com
UTAH RESIDENTS
These programs are not covered by the Utah Health Insurance Guarantee Act.
WEST VIRGINIA RESIDENTS
If after receiving our response and you are not satisfied with the resolution you may write of call: West Virginia Insurance Commissioner
This plan is not available in the following states MT and VT.
This is not a Medicare Part D Prescription Drug Program.

  • This plan is not insurance.
  • The plan provides discounts at certain healthcare providers for medical services.
  • The plan does not make payment directly to the providers of medical services.
  • You are obligated to make payment for services but you will receive a discount from those providers contracted with the plan.
  • The name of the licensed discount medical plan organization is Access One Consumer Health, Inc. (not affiliated with AccessOne Medcard)

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